Helpful Health Insurance Tips - Deductibles

Purpose of Health Insurance Deductibles

• Health insurance deductibles are a way to help offset the cost of health care.
• Health Insurance deductibles require the insured (the person who is covered under a health insurance policy) to pay a certain amount toward his own health coverage before the insurance company has to begin paying under the health insurance policy.
• The insurance company considers the amount of the health insurance deductible when determining how much the premiums for the health insurance coverage will be.
• The higher the deductible is, the lower the premiums are likely to be. 
• Deductibles -- it's an important feature the consumer has cost control over!